Post by static anonymity on Feb 19, 2006 12:44:15 GMT
No idea if this is true, or if this even applies if it is (I was sent this from friends down south), but I figured at worst it's a fake and we canjust ignore it.
Hello to everyone
Please share this information as you feel appropriate: -
The information below came from a colleague and is something we informed you about before. These fraudsters are working through the area again. Please be very cautious in sharing personal information of any kind to people you do not know.
CREDIT CARD FRAUD: IMPORTANT - PLEASE READ
This information is worth reading. By understanding how the VISA and MasterCard Telephone Credit Card Scam works, you'll be better prepared to protect yourself.
A person was called on Wednesday from "VISA", and another was called on Thursday from "MasterCard". Note, the callers do not ask for your card number; they already have it.
The scam works like this: Person calling says, "This is (name), and I'm calling from the Security and Fraud Department at VISA. My Badge number is 12460. Your card has been flagged for an unusual purchase pattern, and I'm calling to verify this transaction. This would be on your VISA card that was issued by (name of bank). Did you purchase an Anti-Telemarketing Device for £249.99 from a Marketing company based in (name of any town or city)?"
When you say "No" the caller continues with, "Then we will be issuing a credit to your account. This is a company we have been watching and the charges range from £150 to £249, just under the £250 purchase pattern that flags most cards. Before your next statement, the credit will be sent to (gives you your address), is that correct?"
You say "yes". The caller continues - "I will be starting a Fraud investigation. If you have any questions, you should call the 0800 number listed on the back of your card and ask for Security. You will need to refer to this Control Number. The caller then gives you 6 digit number. "Do you need me to read it again?"
Here's the IMPORTANT part on how the scam works. The caller then says, "I need to verify you are in possession of your card". He'll ask you to "turn your card over and look for some numbers". There are 7 numbers; the first 4 are part of your card number, the next 3 are the security Numbers that verify you are the possessor of the card. These are the numbers you sometimes use to make Internet purchases to prove you have the card. The caller will ask you to read the 3 numbers to him.
After you tell the caller the 3 numbers, he'll say, "That is correct, I just needed to verify that the card has not been lost or stolen, and that you still have your card. Do you have any other questions?" After you say No, the caller then thanks you and states, "Don't hesitate to call back; if you do", and hangs up.
You actually say very little, and they never ask for or tell you the Card number.
But after the person was called on Wednesday, they called back within 20 minutes to ask a question. Are they glad they did!
The REAL VISA Security Department said it was a scam and in the last 15 minutes a new purchase of £249.99 was charged to the card.
What the scammers want is the 3-digit PIN number on the back of the card. Don't give it to them. Instead, tell them you'll call VISA or Master card directly for verification of their conversation. The real VISA told us that they will never ask for anything on the card as they already know the information since they issued the card! If you give the scammers your 3 Digit PIN you think you're receiving a credit. However, by the time you get your statement you'll see charges for purchases you didn't make, and by then it's almost to late and/or more difficult to actually file a fraud report.
Tell everybody that this scam is happening. Please pass this on to all your family and friends.
By informing each other, we protect each other
Regards
Theresa
Local Counter Fraud Specialist
Primary Care Support Services
Tel: 01903 708648
New NHS Fraud and Corruption Reporting line 0800 028 40 60
Please share this information as you feel appropriate: -
The information below came from a colleague and is something we informed you about before. These fraudsters are working through the area again. Please be very cautious in sharing personal information of any kind to people you do not know.
CREDIT CARD FRAUD: IMPORTANT - PLEASE READ
This information is worth reading. By understanding how the VISA and MasterCard Telephone Credit Card Scam works, you'll be better prepared to protect yourself.
A person was called on Wednesday from "VISA", and another was called on Thursday from "MasterCard". Note, the callers do not ask for your card number; they already have it.
The scam works like this: Person calling says, "This is (name), and I'm calling from the Security and Fraud Department at VISA. My Badge number is 12460. Your card has been flagged for an unusual purchase pattern, and I'm calling to verify this transaction. This would be on your VISA card that was issued by (name of bank). Did you purchase an Anti-Telemarketing Device for £249.99 from a Marketing company based in (name of any town or city)?"
When you say "No" the caller continues with, "Then we will be issuing a credit to your account. This is a company we have been watching and the charges range from £150 to £249, just under the £250 purchase pattern that flags most cards. Before your next statement, the credit will be sent to (gives you your address), is that correct?"
You say "yes". The caller continues - "I will be starting a Fraud investigation. If you have any questions, you should call the 0800 number listed on the back of your card and ask for Security. You will need to refer to this Control Number. The caller then gives you 6 digit number. "Do you need me to read it again?"
Here's the IMPORTANT part on how the scam works. The caller then says, "I need to verify you are in possession of your card". He'll ask you to "turn your card over and look for some numbers". There are 7 numbers; the first 4 are part of your card number, the next 3 are the security Numbers that verify you are the possessor of the card. These are the numbers you sometimes use to make Internet purchases to prove you have the card. The caller will ask you to read the 3 numbers to him.
After you tell the caller the 3 numbers, he'll say, "That is correct, I just needed to verify that the card has not been lost or stolen, and that you still have your card. Do you have any other questions?" After you say No, the caller then thanks you and states, "Don't hesitate to call back; if you do", and hangs up.
You actually say very little, and they never ask for or tell you the Card number.
But after the person was called on Wednesday, they called back within 20 minutes to ask a question. Are they glad they did!
The REAL VISA Security Department said it was a scam and in the last 15 minutes a new purchase of £249.99 was charged to the card.
What the scammers want is the 3-digit PIN number on the back of the card. Don't give it to them. Instead, tell them you'll call VISA or Master card directly for verification of their conversation. The real VISA told us that they will never ask for anything on the card as they already know the information since they issued the card! If you give the scammers your 3 Digit PIN you think you're receiving a credit. However, by the time you get your statement you'll see charges for purchases you didn't make, and by then it's almost to late and/or more difficult to actually file a fraud report.
Tell everybody that this scam is happening. Please pass this on to all your family and friends.
By informing each other, we protect each other
Regards
Theresa
Local Counter Fraud Specialist
Primary Care Support Services
Tel: 01903 708648
New NHS Fraud and Corruption Reporting line 0800 028 40 60